your path to the perfect home loan here

As highly skilled mortgage loan officers, we’re dedicated to finding the best mortgage solutions for you. With access to over 275 lenders, we tailor loans to your unique needs.

Our Story & Expertise

Our dedicated team of mortgage professionals has over three decades of experience in helping clients find the perfect loan solutions. We are committed to transparency, personalized service, and guiding you every step of the way. We are known as magical problem solvers and pride ourselves on paving the way for those who want to build a life where owning real estate is important. We are also recognized as connectors to every facet of real estate. We help first-time buyers and those seeking to build a real estate empire. One client at a time, each path unique.

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Explore Tailored Mortgage Solutions for Your Unique Needs

As strategic loan originators, we understand that every homebuyer’s situation is unique. That’s why we offer a range of mortgage options, including both qualified and non-qualified mortgages, to ensure you find the perfect fit for your financial goals. Let us guide you on your path to homeownership with personalized solutions and expert advice.

A modern home exterior with a 'sold' sign in the front yard, under a sunny sky, representing the achievement of homeownership through a qualified mortgage.
Qualified Mortgage Loans
Benefit from stable terms and lower rates designed for those with solid credit and income. Secure your dream home with confidence.
A mortgage loan officer sitting at a desk, reviewing financial documents with a client in a bright and modern office setting, representing personalized service for non-qualified mortgages.
Non-Qualified Mortgage Loans
Access flexible options tailored for self-employed individuals or those with unique financial circumstances. Your path to homeownership starts here.
A close-up shot of a handshake between a mortgage officer and a new homeowner, symbolizing trust and partnership in the mortgage process.
Expert Mortgage Guidance
Our experienced team provides personalized support to navigate the complexities of mortgage options. Find the right path home with our expert guidance.

Client Success Stories

Hear what our satisfied clients say about their experience with The path home and how we helped them secure the best mortgage terms.
Working with The path home was a game-changer. Their team understood my financial situation and found a mortgage plan that fit perfectly. I highly recommend their services to anyone looking for personalized mortgage solutions.
Sarah Johnson
Sarah Johnson
First-time Homebuyer, Greenwood Realty
Thanks to The path home, I was able to secure a non-qualified mortgage despite my self-employment status. Their expertise and dedication made the process smooth and stress-free. I am now a proud homeowner thanks to their tailored approach.
Michael Lee
Michael Lee
Self-Employed Entrepreneur, Innovate Finance
The team at The path home provided exceptional service. They took the time to explain all my options and helped me choose the right qualified mortgage. Their professionalism and care made all the difference.
Emily Davis
Emily Davis
Recent Homebuyer, Sunset Properties

Email Us

Feel free to send us an email at lpedersen@nexamortgage.com for any inquiries or to get started on your mortgage journey.

Call or text us

Our friendly team is available at (801) 589-6296 to answer your questions and assist with your mortgage needs.

Need Help?

Explore our FAQs to find quick answers about mortgage options, qualification processes, and how we can assist you in homeownership.

We offer qualified and non-qualified mortgage options tailored to your financial situation and homeownership goals.  Conventional, FHA, USDA, VA, DSCR, No income, down payment assistance, Jumbo, non-warrantable condo, commercial, construction, fix & flip, HELOC, HODL CRYPTO currency, bank statement & reverse mortgages.  We help you secure financing on almost all real estate property types.

It’s easier than you might think.  Your credit rating, income & assets are the three pillars of qualification. 

Yes, we help people all of the time that have had some challenges.  

Typically, we can have a full approval the same day credit, income & assets are verified.  

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