100% Forgivable Grants and Down-payment Assistance Specialist

Lollie L Pedersen- NMLS #367926
Principal Lending Manager

With more than 32 years of experience, I will work to help you obtain the money you need to buy your dream home.  

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Happy customers

Trusted by 278 Top Wholesale Lenders
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About us

Bringing your dream home to life

Expert Mortgage Programs
Customized Solutions for your needs
Down Payment Assistance Programs
Fast and Efficient Process

Our vision

Our vision is to help people achieve their dream of homeownership by providing expert guidance, customized solutions, and down payment assistance programs to bridge the gap between saving and owning.

Specialization

100% Forgivable Grants for Down Payment Assistance

Our values:
Expert guidance for your mortgage needs
We provide expert guidance to help you make informed decisions about your mortgage program and home purchasing solutions.
Customer satisfaction is our top priority
We are committed to delivering exceptional customer service and ensuring that you are satisfied with your mortgage loan experience.
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100% forgivable grants for down payment assistance - bridging the gap to homeownership

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Our services

Mortgage programs customized to your needs

Buy, Refinance, 2nd Mortgages
Customized mortgage programs to fit your unique financial situation.

Free Consultation

Down Payment Assistance
100% forgivable grants and low down payment programs to help you purchase your dream home.

Free Consultation

Fix, Flip, Investment, Mixed Use, Commercial Lending

Expert guidance and flexible home financing options to help you unlock the power of Investing.

Free Consultation

FHA, VA, USDA, Reverse Mortgage Government Programs

Low or No down payment programs for those with limited savings or service benefits.

Free Consultation

Jumbo, Self-employed, Asset Depletion

We partner with over 278 wholesale lenders, this puts your shopping power on hyper speed.

Free Consultation

Foreign National Lending

These loans cater to non-residents of the United States who wish to purchase property in the country, either for investment or personal use

Free Consultation

Why choose us

Your mortgage loan partner

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Years of experience

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Expert team

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Star Reviews

1/ Customized Mortgage Programs
We work with you to customize a mortgage program that suits your unique financial situation and helps you achieve your dream of homeownership.
2/ Down Payment Assistance
We specialize in 100% forgivable grants for down payment assistance, helping you bridge the gap between saving for a down payment and owning your own home.
3/ Home Purchasing Solutions
We offer a variety of home purchasing solutions, including purchase and refinance programs, and work with you to find the right solution for your needs.
4/ Fast and Efficient Process
Our streamlined, efficient mortgage loan process ensures a quick turnaround time, so you can move into your new home without delay.

Testimonials

Your trusted mortgage loan specialist

“Best mortgage financing experience we’ve ever had! Seriously they had the BEST RATES, and the process was super EASY and!!! they are FRIENDLY and KNOWLEDGEABLE. Next thing I knew we had the clear to close and we were done! I’ve never had a refinance take that QUICK and be that easy” Thank you Lollie! You guys are the best!!!

Amy Titmus

Real Estate Broker

“This team helped me refinance my home loan.
The process was quick and painless. They took care of everything and stayed in touch through the whole process. The time between giving them my information to signing my papers was less than 2 weeks. Having them help me refinance my house was one of the best decisions of my life. Great job!!
I highly recommend them to anyone who wants to purchase or refinance a home.

Terry Clancy

Borrower

“We had an amazing experience with this team. Everything was explained so thoroughly and we were walked through step by step. It was an incredibly clean process, and from the time we offered on the house to when we closed was an astounding 2 weeks! The team was so helpful and so on top of it, I really couldn’t have asked for anything more.”

Stewart Ross

Borrower

“Lollie can pull off loans that no other lender can seem to do. After being in the real estate business for over 23 years, I have worked with multiple lenders and Lollie with Nexa Lending is my go to person. In this market you need to close fast and Lollie has closed loans for my buyers in 14 days or less. If you are looking for a rockstar lender that will get the job done, you need to contact Lollie and her team!”

Wendy Anderson

Principal Broker, Imagine Utah Living

FAQ

Find answers to commonly asked questions

We offer a variety of mortgage programs, including conventional, FHA, VA, and USDA loans. We’ll work with you to determine the best program for your unique needs.
Down payment assistance is a grant or loan designed to help homebuyers cover the cost of a down payment. We specialize in 100% forgivable grants for down payment assistance.
A mortgage loan specialist can provide expert guidance and support throughout the mortgage process. We have extensive knowledge and experience in the industry, and we’ll work tirelessly to find the right program for your needs.
Yes! We can provide guidance on how to improve your credit score and work with you to find options for financing even with a lower credit score.
The mortgage process varies depending on the program and your unique circumstances. We’ll work with you to provide a timeline and keep you informed throughout the process.
Closing costs can vary depending on the program and your unique circumstances. We’ll provide a detailed breakdown of all costs associated with your mortgage, so you can make informed decisions.
Yes! We offer refinancing services to help you save money on your mortgage or access your home’s equity. Contact us to learn more about our refinancing options.
The documents you’ll need to apply for a mortgage vary depending on the program and your unique circumstances. We’ll provide a detailed list of required documents and help you gather everything you need.

Let's get started

Let's make your homeownership dream a reality

Get in touch today to start the process of finding the right mortgage program and down payment assistance for your dream home.
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