Effective Date: Jan 31, 2026

Business Name: One Point Mortgage LLC
Website: www.onepointmortgage.com
Email: [email protected]

Phone: +1 801-589-6296

One Point Mortgage LLC respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how I collect, use, protect, and share information when you visit my website, apply for a mortgage, or communicate with me.

1. Information I Collect

I may collect the following types of information:

Personal Information

Full name

Home address

Email address

Phone number

Date of birth

Social Security number (when required for loan processing)

Employment and income information

Financial account information

Credit history and related documentation

Automatically Collected Information

When you visit my website, I may automatically collect:

IP address

Browser type and device information

Pages visited

Time spent on the website

Referral source

SMS & Communication Information

If you opt in to receive text messages, I collect:

Your mobile phone number

Consent confirmation

Message interaction data

2. How I Use Your Information

I use collected information to:

Process mortgage applications

Verify identity and financial information

Obtain credit reports (when authorized)

Communicate regarding loan status

Respond to inquiries

Improve website functionality

Send updates, reminders, or marketing communications (with consent)

Comply with legal and regulatory requirements

I do not sell your personal information.

3. SMS Opt-In & Text Messaging Policy

By providing your mobile number and opting in, you consent to receive text messages regarding:

Loan updates

Appointment reminders

Document requests

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP. For assistance, reply HELP or contact me directly at this number +1 801-589-6296.

Your SMS consent and phone number will not be shared or sold to third parties for marketing purposes.

4. Cookies & Tracking Practices

This website may use cookies and similar tracking technologies to:

Enhance user experience

Analyze website traffic

Improve website performance

You may disable cookies through your browser settings; however, some website features may not function properly if cookies are disabled.

I may use third-party services (such as analytics providers) that collect, monitor, and analyze website activity.

5. Data Security & Handling

I implement reasonable administrative, technical, and physical safeguards to protect your personal information, including:

Secure encrypted transmission (SSL)

Password-protected systems

Restricted access to sensitive information

Secure document handling procedures

While I take strong measures to protect your data, no electronic transmission or storage system is 100% secure. I encourage you to protect your login credentials and sensitive information.

6. User Rights

Depending on your state of residence, you may have the right to:

Request access to your personal information

Request correction of inaccurate information

Request deletion of certain personal data (subject to legal obligations)

Opt out of marketing communications

Withdraw consent where applicable

To exercise your rights, contact me at [email protected].

7. Information Sharing & Mobile Data Statement

I may share personal information only when necessary to:

Process your mortgage application (e.g., lenders, processors, underwriters)

Obtain credit reports (with authorization)

Comply with legal or regulatory obligations

Work with service providers who assist in business operations

Mobile Information Sharing Statement:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

8. Third-Party Links

My website may contain links to external websites. I am not responsible for the privacy practices or content of third-party sites.

9. Updates to This Policy

I may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

10. Contact Information

If you have questions regarding this Privacy Policy or your personal information, please contact:

One Point Mortgage LLC
Address: 1750 Capitol Street, Ogden, Utah 84401
Email: [email protected]
Phone: +1 801-589-6296