Effective Date: Jan 31, 2026

Last Updated: Feb 12, 2026
Business Name: One Point Mortgage LLC
Website: www.onepointmortgage.com
Contact Email: [email protected]
Phone: +1 801-589-6296

By accessing this website and/or opting in to receive communications from One Point Mortgage LLC, you agree to the following Terms & Conditions.

1. Website Use

This website is intended to provide general information about mortgage loan products and services. Information provided does not constitute a loan approval, commitment to lend, or financial advice. All mortgage applications are subject to credit approval, underwriting guidelines, and applicable laws and regulations.

You agree to use this website for lawful purposes only.

2. Description of SMS Use Cases

By providing your mobile phone number and opting in, you consent to receive SMS text messages from One Point Mortgage LLC related to:

Mortgage loan application updates

Appointment reminders

Document requests

Pre-approval notifications

Loan status updates

Customer service communications

Message frequency may vary depending on your loan activity and communication preferences.

SMS messaging is not a condition of loan approval or service.

3. Opt-Out Instructions

You may opt out of receiving text messages at any time.

To stop receiving SMS messages, reply:

STOP – to cancel text messages
HELP – for assistance

You may also contact us directly at:

Phone: +1 801-589-6296
Email: [email protected]

After opting out, you may receive a final confirmation message confirming your removal.

4. Message & Data Rate Disclosure

Message and data rates may apply depending on your mobile carrier and service plan. Charges are billed and payable to your mobile service provider.

Check with your wireless carrier for details regarding your messaging and data plan.

5. Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Delivery of SMS messages is subject to effective transmission by your wireless service provider and is not guaranteed.

6. Customer Support Contact Information

For assistance regarding my services or SMS communications, contact:

One Point Mortgage LLC
Phone: +1 801-589-6296
Email: [email protected]
Business Hours: 8 AM - 5 PM

I aim to respond to inquiries promptly during normal business hours.

7. Age Restriction

My services, including SMS communications, are intended for individuals 18 years of age or older.

By using this website or opting into SMS communications, you represent that you are at least 18 years old.

8. Intellectual Property

All website content, including text, graphics, logos, and materials, is the property of One Point Mortgage LLC and may not be copied, reproduced, or distributed without written permission.

9. Limitation of Liability

One Point Mortgage LLC is not responsible for:

Errors or omissions in website content

Technical interruptions or website downtime

Unauthorized access to user data beyond reasonable security measures

All information is provided “as is” without warranties of any kind.

10. Privacy Policy

Your use of this website and SMS services is also governed by our Privacy Policy.

Please review our Privacy Policy here:
https://onepointmortgage.com/privacy-policy-page-476720

11. Modifications to Terms

I reserve the right to update or modify these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.

Your continued use of my website or SMS services after changes are posted constitutes acceptance of those changes.