Our Programs

FAQs

What is a mortgage?

A mortgage is a loan to help you buy a home, paid back over time with interest.

How do I qualify?

Qualification depends on your credit, income, and debt. I’ll guide you through each step.

What types of loans exist?

There are fixed-rate, adjustable-rate, FHA, VA, and USDA loans. I’ll help you find the best fit.

How much down payment?

Down payments vary, often between 3% and 20%, depending on the loan program.

How long does it take?

Typically, the process takes about 30 to 45 days from application to closing.

Can I refinance later?

Yes, refinancing is possible to lower rates or change terms. I’ll explain your options when the time comes.